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	<title>Blonch &#187; term</title>
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		<title>Saving Money on Life Insurance</title>
		<link>http://www.blonch.com/insurance/saving-money-on-life-insurance/</link>
		<comments>http://www.blonch.com/insurance/saving-money-on-life-insurance/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 06:08:48 +0000</pubDate>
		<dc:creator>PecosJack</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[annual renewable term]]></category>
		<category><![CDATA[ART]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[premium]]></category>
		<category><![CDATA[term]]></category>
		<category><![CDATA[term life]]></category>
		<category><![CDATA[term life insurance]]></category>

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		<description><![CDATA[If you haven’t priced life insurance lately, you probably want to take a fresh look. Mortality experience has improved and rates have fallen. The most common need for life insurance is to replace lost earnings that would have supported your family. If you plan to retire (and who doesn’t?), your need for life insurance will reduce over time – the closer you get to retirement. While there are purposes for other kinds of life insurance, consider term products to meet temporary needs. If you truly have a decreasing need for life insurance, you may be interested in annual renewable term life insurance and gradually reducing the death benefit over time. ]]></description>
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