Blonch

Most folks think of insurance for protecting their assets. A commonly overlooked asset is the ability to earn a living. Your income stream may be your most valuable asset. Disability Insurance or Disability Income (either referred to as DI) protects your income in the event you are injured and unable to work. Since the most common injuries are things you can recover from in a fairly short time, some people prefer to “self-insure” that short-term loss of income by having personal savings set aside.