Health Care Reform Debate

September 11, 2009

During the last 20 years I have been involved in health insurance, there have been many changes – some have proven to be good, but others have not. Let’s start by clearing up some misunderstandings: There is no health care crisis in this country! Let me defend this heretical position.

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Investing in a Better World

August 26, 2009

Kenya Kids Can is efficient and effective at feeding children with a free school lunch and providing computer training in remote, impoverished areas of Kenya. The folks who run this ministry essentially volunteer to do this on the side and have very lean administrative expenses by separately raising their own mission support through ….

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CARD Act – New Credit Rules Starting to Phase In

August 20, 2009

The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 puts more restrictions on credit card lenders and their practices. Most of the provisions aren’t effective until February. 22, 2010, but two take effect this week: …

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Personal Investments – Wii Fit vs. Join a Gym

August 17, 2009

One of my hiking buddies stays in shape through the year by working out at a fitness gym plus he takes a yoga class a couple of times per week. Those provide a good variety of work on flexibility, strength, and endurance training. They also have an ongoing cost for participation, beyond the time commitment.

I have taken a different approach. I bought a Wii with the FIT board and program. I am working my way through its yoga, strength, balance, and cardio exercises/games. I paid for it once, and now use it. As I spend more time on it and improve my performance it rewards me by …

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Any excuse to rally

August 7, 2009

The stock market liked what it heard today – despite a net loss of 247,000 jobs in July, the seasonally adjusted unemployment rate fell from 9.5% to 9.4%. Never mind that the declining unemployment rate is due to 422,000 people without work abandoning the job search after months of disappointment.

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Seven Cost Cutting Secrets

August 7, 2009

If you’re struggling with your credit cards and trying to get out of debt and trying to get out from under it, one of the first things you’ll need to do is get your spending under control. After all, lower spending leaves more money to pay off those credit cards. Here are some good tips for reducing your spending without sacrificing your family’s comfort.

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Everything You Need to Know to Invest in the Stock Market

May 5, 2009

You can’t go broke by taking profits.
Bulls make money. Bears make money. Pigs get slaughtered.
The market can remain irrational longer than you can remain solvent — John Maynard Keynes
If you are going to panic, panic early….

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