Blonch

Most folks think of insurance for protecting their assets. A commonly overlooked asset is the ability to earn a living. Your income stream may be your most valuable asset. Disability Insurance or Disability Income (either referred to as DI) protects your income in the event you are injured and unable to work. Since the most common injuries are things you can recover from in a fairly short time, some people prefer to “self-insure” that short-term loss of income by having personal savings set aside.

People are only interested in insurance when it is time pay for a renewal, find new coverage, or file a claim. Although I never set out to be an insurance agent (who does, really?) I spent ten years as an independent insurance agent, five as a Certified Insurance Counselor (CIC). In coming weeks I plan to discuss ways of insuring your income, your life, your health, and your stuff.